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https://www.lendingbee.com.sg/ Car Loan Singapore come in two forms Car Loan i.e. Direct Auto and Car Loan Singapore (also known as GVA Singapore). In both these forms, various factors need to be considered. Direct auto loan refers to the process of availing a car loan from the lenders in Singapore directly. In this case, no upfront or processing cost are involved, so you would get the total cost of the loan very easily.