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Improved Credit Scores Following the name changeYour new name should appear on your credit report as the primary name. The name you used to be to be listed as a second name on your report, unless it is inaccurate. The names of people who have changed their names are listed by Experian, the agency which collects information about credit history. These changes aren't required to be reported to credit bureaus. However should you have multiple accounts under your name in the past, it is best to dispute them.Changes in a person's name don't affect their credit reports. While the new name will be added to their credit report, other details are not affected. If you've recently married you can sign up as an authorized user on your new credit card. This will not affect your credit score. It's still your name on the old account. It is important to check your credit reports on a regular basis to make sure that you have not incurred any financial debt in the past.Equifax and TransUnion? accept name change requests from Equifax and TransUnion?. When submitting these requests, ensure you submit supporting documentation that demonstrates the new name. The TransUnion? office is located at P.O. P.O. Box 2000, Chester, PA 19016 or you can call them at the number above. Once you've made your correction, the bureaus mail you an updated copy of your credit report. The agency will then update your credit report.Your credit report should be automatically updated if have changed your name or added a new name. If you've already informed your current creditors of the change the new name will be listed on your report. It is also recommended to update your address and telephone numbers. It's important to keep in mind that the credit bureaus do not have "married" credit reports. This means that you need to change these records to reflect your new last name as soon as you can.It is important to inform all companies if you have changed your legal name. The complete, uneditable registry is accessible to the three major credit-reporting agencies. If you have the same name as a lot of other people they must inform them. This will ensure that they don't use incorrect information about your identity. These information could negatively impact your credit score and you must make them correct immediately after changing your name. https://norayounis.com/2019/10/12/society-benefits-seasoned-tradelines-boost-financial-security/ You should also check if your name has changed on your credit report. This is especially important if recently been divorced or married. While marriage doesn't change your identity, it does affect your credit reports. If you've changed your last name legally, you must update the information on your credit report to reflect the new identity. If you're marrying someone, you should make sure you update the information that identifies you in your credit report.